Warhammer Healer

Healers have always appealed to me. I like being able to run up behind some noob who is struggling and pop a heal and maybe a buff on him and run off. I have been healing since I hung out at the orc fort in UO and laid bandages on people who thought I was only getting close to them so I could pick their pockets. But RvR situations are when healers really shine! I absolutely love denying the other realm the chance at renown points.

There is a rumor going around that Warhammer Online healer classes are over powered. I don’t know that I would say that but Mythic has certainly moved healing past the ole target-heal-wait game. Whether you roll a dwarf healer or a dark elf healer, you can bet you will have something you could be doing in between heals.

My personal favorite so far is the melee healer. That would be the empire warrior priest and the dark elf disciple of Khaine. These priests gain their healing abilities from their weapon moves. They start with a base of 250 points and use those points to heal. When that number hits 0, the healer is out of heals! To gain those points back, they must swing their weapon or use a converter to transfer actions points (power) in to healing ability. What I have found in RvR is if you start healing, you are going to get attacked. So you heal, then defend yourself when you are attacked, keeping your healing ability available. Melee healers are also pretty hard to kill.

Another option for healing is the ranged healer. The high-elf archmage and the goblin shaman would fall in this category. These are the ones that will rock in keep defense since they can stand back and heal or dps from a distance. So if you like keeping a low profile this might be the healing class for you. You want to find a nice corner somewhere and heal and blast away, unseen until there is nothing left but bodies to count.

The last set of healers includes the dwarven rune priest and the chaos zealot. These healers buff and heal for their group. Early preparation is the key here. The thing I noticed about the zealot was that by level 6, I had a ward, heal over time, and a direct heal – all of which were instant cast so I could cast on the run. I also had a dot and direct damage that could be cast while I moved too. Perfect for a get away or a chase down – both of which happen a lot in RvR.

If Warhammer PvP sounds like your cup of tea, you should probably consider rolling one of the six healer choices. You will be harder to kill and fun to play. Read the descriptions at character creation and give it a go. You will probably have lots of fun in RvR and PvE. See ya in game!

Rohan Online Elf Templar Class Build (Pure PvE/Pure PvP)

This is an awesome build for the Elf Templar, great at PvE and great at PvP. Templars are in a sense battle priests. They are extremely difficult to kill in PvP and PvE making it easy to solo and great in parties.

Stat Build: This builds points are mostly distributed in Psyche but has some points in intelligence too. The main reason I put points into intelligence is to get the most out of the Hammer based attacks and the DoT’s (Poison). This also leaves room to add skill points to some of the intelligence/psyche based healing and attack spells. I suggest if you get enough skill stones from cash shop or finding them from mobs you should put them in Mental Barrier or Party Absorb HP, and Absorb HP.

PvE: You have access to Magic Barrier and MP barrier making you impenetrable and nearly impossible to kill. With these skills in your arsenal you will be able to take on multiple mobs at the same time and destroying then quickly without seeing your HP bar ever go down. Doing your quests and solo grinding is a breeze, your only problem is that you might get bored lol. This build allows you to be able to tank some smaller bosses and not feel much pain. However larger bosses that have a lot of HP and do a lot of damage it might not be a good idea to tank since you have very low hp. This build even allows you to act as a priest in a party if a pure priest cannot be found. Has good healing and good resurrection skills. Unfortunately you can do the killing in the party and need to focus on party survival unless you are great at doing some light killing and healing at the same time 🙂

PvP: This build and the Templar are very good in PvP. They don’t have a huge amount of DPS but they can outlast most classes as they can absorb a ton of damage with MP Barrier and Magic Barrier and on top of that they can heal themselves making them immortal 🙂 You can severely weaken opponents using Dispel on them and deleting their buffs and you have the ability to cast Reflection which makes you immune to enemy harmful effects and casts them back at them. If you are low on mana or your absorption buffs are out you can use the Teleport spell to buy you some time for a recast of them.

Stat Point Build at Level 99

The recommended spell upgrades:

(Elf Healer Tree)

1. Heal-Level 5: Heals the target by 600% of Intelligence and 600% of Wisdom.

2. MP Recovery-Level 5: Increases the MP recovery speed of the target by 60% for 15 minutes.

3. Root-Level 1: For 4 seconds the target is unable to move.

4. Cure Confusion-Level 1: Cures the target of confusion.

5. Divine Aura-Level 1: Party only skill. When monsters become hostile, instantly resets the aggro value of the caster.

6. Cure Silence-Level 1: Cures target of Silence.

7. Magic Buff-Level 5: Increases the magical attack power of the target by 25% for 30 minutes.

8. Group Heal-Level 5: Heals the entire party by 700% of Wisdom and 200% of Intelligence.

9. Reveal Hidden-Level 1: Hidden players and monsters in a radius of 12 will be revealed for 30 seconds.

10. Magic Barrier-Level 5: Absorbs physical damage 12 times the caster’s Wisdom, lasts 60 seconds if not all damage is absorbed.

11. Teleport-Level 1: Instantly teleports 7 meters in the direction that the caster selects.

12. Resurrection-Level 1: Resurrects target of up to level 20 with 10% of HP.

13. Poison-Level 5: Deals 10 ticks of damage over time by 100% of Intelligence and 50% of Wisdom over 30 seconds.

14. Kill Time-Level 1: Causes the next skill cast to not have a recast time. Effective duration 15 minutes if unused.

The recommended spell upgrades:

(Elf Templar Tree)

1. Wisdom Buff-Level 5: Increases the Wisdom of the target by 15% for 30 minutes.

2. Reincarnation-Level 5: Resurrects target of up to level 100 with 75% HP and MP. Restores 70% of the experience lost.

3. Intelligence Buff-Level 5: Increases the Intelligence of the target by 15% for 30 minutes.

4. Rebirth-Level 1: If the caster dies within 30 seconds of using this skill, experience loss will not apply.

5. Absorb HP-Level 1: 3% of physical damage dealt is converted into HP.

6. Dispel-Level 5: Randomly removes 5 buffs from an enemy or 5 debuffs from a friendly target.

7. Holy Hammer-Level 5: Increases 1-handed hammer damage by 12% and attack speed by 60% for 30 minutes.

8. Party Absorb HP-Level 1: 2% of physical damage dealt is converted into HP for the entire party.

9. Reflection-Level 5: Harmful skill effects and debuffs are reflected back to the caster for 50 seconds.

10. Holy Crash-Level 5: 1-handed hammer attack skill with damage equal to 500% of Intelligence. Also stuns the target.

11. MP Barrier-Level 5: Each 10 HP damage taken is converted to 10 MP consumed.

12. Unravel-Level 1: Removes root status from the target.

13. Hammer Stun-Level 5: 1-handed hammer attack that damages 8 enemies in a radius of 14 meters and stuns for 6 seconds.

14. Final Crash-Level 5: Attack spell with damage equal to 800% of Wisdom.

15. AOE MP Drain-Level 5: Attack spell that damages the target and X enemies around it with 90% MP damage and does 14 times that amount as HP damage.

16. Cast Over-Level 1: The next skill used within 30 seconds can be cast instantly.

Credits go to http://freetoplaymmorpgs.com/rohan-online

Investing in Film As a Non Correlated Asset Class Opportunity For Affluent Investors & Hedge Funds

The term non-correlated asset classes covers a whole range of potential investments, including venture capital, real estate, private equity, and commodities, but also alternative investment strategies.

But in today’s economy of crashing public equity markets, defaulting hedge funds, and non-existent real estate plays, one company believes investing in film slates, including theatrical distribution, offers a high yield alternative investment that can be leveraged with tax benefits and multiple sources of revenues including theatrical, DVD, video on demand, cable, and the foreign markets.

As a non correlated asset class, films and film finance has outperformed every non correlated asset class in the world if you look at the more than $6 billion dollars poured into motion picture finance deals in the last 3 years, the IRR across the spectrum for both studios and independents are resilient to global economic declines in other industries.

When defense contractor Honeywell, New York Hedge Fund Elliot Associates, and Dune Capital invested more than a combined total of more than a billion dollars towards several different film funds, many pension funds, private banks, hedge fund managers, private equity groups, and high net worth investors and family offices started to follow suit enter the movie business.

Investors from Wall Street to Silicon Valley to the Middle East to Russia have been parking their money into Hollywood.

Anil Ambani, Larry Ellison Of Oracle, Paul Allen Of Microsoft, Steven Rales, Fred Smith of Federal Express, Norman Waitt, the Co-Founder of Gateway Computers, Jeff Skoll Of Ebay, Marc Turtletaub of The Money Store, Roger Marino Of EMC Corp, Sidney Kimmel Of Jones Apparel Group, Minnesota Twins owner Bill Pohlad; Real Estate Developers Tom Rosenberg and Bob Yari, and, financiers Sheikh Waleed Al Ibrahim, Michel Litvak, and Philip Anschutz are all behind the finance of a lot of films that range from box office hits to Academy Award winners.

Institutional investors and hedge funds investing in films include Elliot Associate, Stark, Columbus Nova, Bain, Honeywell, and others.

Non-correlated investment strategies can be used by investors to neutralize, or counterbalance, the risk that one, or more, of the investments in a traditional portfolio of stocks and bonds falls in value. In order to do this, investors typically place between 5% and 20% of their total investment portfolio into alternative investments to protect the remainder of the portfolio from downside risk.

Among the spectrum of asset classes targeted by high net-worth individuals, institutional investors, pension funds or private banks, alternative investments are becoming popular offering more diversification to investors’ portfolios. The benefits of such diversification have been demonstrated by Harry Max Markowitz ( 1990, Nobel Prize in Economics ) in the Modern Portfolio Theory. He proved mathematically that an investor can reduce portfolios’ risks simply by holding instruments which are not perfectly correlated – a correlation coefficient not equal to one. By holding a diversified portfolio, investors should be able to reduce their exposure to individual asset risk.

If investors are attracted by alternative investments in their quest of alpha, it is because allocating to alternative investments offers advantages compared with traditional asset classes and diversification to a portfolio âEUR” though involving a certain level of risk.

As investors have become more concerned about their risk-adjusted returns, especially in bearish market environments, interest in alternative investment strategies gained momentum.

By investing in alternative investments, a portfolio manager or a given investor aims at obtaining performance from the relationships between securities. A non-correlated asset class behaves independently from other securities composing a portfolio. Such investment vehicles allow investors to hedge the risk that an asset falls in value and avoid any snowball effects. One of the main benefits of alternative investment strategies lies in the fact they minimize downside risk.

When educated about properly structuring leveraged film finance which may also include U.S. and international tax incentives to minimize the risk many private bankers, sovereign wealth funds, high net worth investors, family offices, and pension plans understand that they are not gambling on one film hoping to win a film festival. When a company is looking to finance 10, 20, 40,50, 75 films there is more than just upside on revenues from each one but a final exit strategy after 5-7 years that can bring 300-400% returns on capital invested.

Film, Entertainment, Media, And Hollywood in general seems to be thriving and immune from economic woes. If you look at the theatrical box office receipts and DVD growth of recent films, including ‘Slumdog Millionaire’ or “Twilight” which had zero movie stars, the ROI on these and numerous other films exceed the ROI and revenues of auto manufacturers, real estate, stocks, mutual funds, etc. Primarily because a well made film is not a local commodity that is just bough and sold once but a global one that has revenue potential from more than 50 countries and medias including theatrical, cable, tv, satellite, airline, DVD, and the huge explosion of Video on Demand.

While some private equity outfits may balk at the notion that Hollywood is safe this country was built based on blue chip industries and for the retail investors, Wall Street and Real Estate was the path to go. Well, when retail investors as well as institutional investors are transitioning from brick and mortar investments to the film business, the underlying factor is ‘why’?”

Some U.S. investors and C corporations are looking for either a strict 100% deduction of their investment under IRS Section 181 or simply being in a portfolio of non correlates investment opportunities. Overseas investors simply want a high yield non-correlated asset class that has long term appreciation such as our hybrid film slate and 100% control over U.S. theatrical distribution.

And for smaller retail investors, not including affluent families or ultra high net worth investors, the bridge between film finance, film production, distribution, and technology are converging so that investors see their investment bring an immediate return from the monetization of state tax credits as part of the equity stream,  an upside in a number of films vs. investing in a single picture, possible Section 181 benefits, as well as being involved with creating jobs and stimulating the economy since every film production creates 50-100 jobs.

The Unthinkable – Who Survives When Disaster Strikes and Why by Amanda Ripley

“The Unthinkable: Who Survives When Disaster Strikes – And Why” by Amanda Ripley is a fascinating look at the human response to disasters. This excellent book not only describes some of what happened, but look closely at the “why” people respond the way they do in such situations. As Gavin De Becker, author of “The Gift of Fear” states on the front cover, “‘The Unthinkable’ isn’t merely a book about disaster; it’s a book about survival – maybe yours.”

The book consists of an introduction titled “Life Becomes Like Molten Metal” and then eight chapters divided into three parts.

Part one, Denial, includes the chapters Delay: Procrastinating in Tower 1 and Risk: Gambling in New Orleans. Part two, Deliberation, contains three chapters: Fear: The Body and Mind of a Hostage, Resilience: Staying Cool in Jerusalem, and Groupthink: Role Playing at the Beverly Hills Supper Club Fire. Part three, The Decisive Moment, has the final three chapters: Panic: A Stampede on Holy Ground, Paralysis: Playing Dead in French Class, and Heroism: A Suicide Attempt on the Potomac River.

The book concludes with a conclusion titled “Making New Instincts.” Each section of the book consists of not only information on the human condition being addressed, but stories of actual people and what transpired during different disasters. Some of the stories of the heroics displayed during these times are quite moving.

I really enjoyed this book, and appreciate the time and reporting Amanda Ripley put into it. The stories keep your attention and the lessons you can learn from this book just may save your life if you are ever unfortunate enough to be caught in a disaster. The book reinforced some of my habits such as always reading the safety instruction card when I board an airplane, along with looking around and noting the exits, as well as made me think of other habits I can develop to better prepare myself for the worst.

For a fascinating look at disasters and how they effect people, combined with some lessons that may help you if you ever face one, I recommend you read “The Unthinkable” by Amanda Ripley.

Guild Wars 2 – The Elementalist Gameplay

If you make the decision to give the Elementalist a try, you will be capable to make use of different elements, for example, fire, water, air and earth skills. This will allow the player, as an example to focus fire damage and use water based attunement as a protective skill at one time.

Players that like spell casters are usually very likely to enjoy playing this class.

At the same time reading through the following Guild Wars 2 Elementalist Guide you are about to get far more information about the Elementalist Gameplay.

Elementalist – How to play?

As I actually mentioned earlier, with an Elementalist you have gotten the ability to switch through all of the 4 Elements which usually gives you many of freedom in Combat; earth (for support and protection), air (for spike damage and movement), water (for recovery and assistance) and fire (for straight destruction).

The Elementalist can switch these elements depending on their situation in battle.

Keep in Mind, skills are based on which weapon they tend to use and your actually situation in Combat. Attunement can be swapped during battle and also outside of combat. However, the combo used by a person is based on her unique playing style.

It is also crucial to know that Elementalists in GW2 possess the skill to use Auras, Cantrips, Conjure skills, Arcane skills and Glyphs. So, what’s that? Well, Cantrips, for example, gives a little more survivability to the Elementalist.

It could get the Elementalist out from the Stunned state and also add some longer lasting effects if they are in a battle. In this Guild Wars 2 Elementalist Guide, we have a look at a lot more Skills that could be used by the Gamer.

Auras, the following one in the checklist, are generally magical shields which surround the Elementalist. An enemy which hits the Aura shielding the Elementalist is going to have its power reduced.

Arcane skills are often defined as instant cast spells on enemies. All of the spells deal critical damage, with the exception of the Arcane Shield, this Shield can be used for blocking enemy attacks and minimize their damage. In addition, it explodes after its been hit Three times in a row.

Conjure skills represent weapons and items summoned by an Elementalist as well as his allies. Each conjured weapon has its very own skill bar.

Finally, Glyphs are used to improve the Elementalist skills. They could also generally be used for attunement based spells.

Elementalist Armor

In Guild Wars 2, the Elementalist can only equip lightweight Gear in the game, which allows him to better use movement and speed skills. The access to weapons is minimal. An Elementalist can equip Five weapons overall. On the other hand, by including the Four different attunements, the Elementalist has twenty different weapon sets available to use.

On their off-hand, a staff or dagger is generally used, while their main hand allows equipping a dagger, staff or scepter. Equipped Weapon’s also can affect your very own playing style, so its necessary to find out which one to work with.

As an example, it is wise to use a staff simply if you do not need to cover a large spot of enemies. On the other Hand, if you wish to dominate in 1-on-1 combat, Daggers should be your very first choice. Bear in mind that an ideal weapon choice does not exist. It’s your decision which of them to use, based upon your situation and playing style.